Do Drug and Alcohol Rehab Centers Take Cigna Insurance?

For many, it’s unclear what their Cigna health insurance plan will cover regarding substance abuse and mental health care. Does Cigna cover rehab? Yes, it will partially cover it, is the quick response. Read on for more about Cigna’s health insurance coverage for addiction treatment and how to check which benefits apply to your particular plan.

Does Cigna Cover Drug and Alcohol Rehab?

Yes, Cigna's health insurance plans typically cover drug and alcohol rehab and other substance abuse and mental health treatment services. Cigna's coverage for drug and alcohol rehab typically falls under their behavioral health services, which also include coverage for mental health conditions.

Cigna may offer coverage for different rehab programs, including medically supervised detox, residential treatment, partial hospitalization programs (PHPs), intensive outpatient programs (IOPs), and standard outpatient programs. Cigna may also offer coverage for medications used in addiction treatment, such as methadone or buprenorphine for opioid addiction or naltrexone for alcohol addiction.

Most insurance providers must provide some sort of coverage for substance abuse treatment under the Affordable Care Act (ACA).3 However, the specific details of Cigna alcohol rehab and Cigna drug rehab coverage will vary based on your plan, location, and medical needs, among other factors.

  icon white

Does Your Insurance Cover Rehab?

Find out your health insurance coverage levels for rehab treatment.

Call (866) 461-3339

We accept most insurance plans and can check your coverage levels on your behalf.

CALL US NOW
 insurance-card

Does Virtue Recovery Center accept Cigna health insurance?

Yes, Virtue Recovery Center is in-network with Cigna, a significant health insurance provider. This connection allows us to offer critical recovery services to individuals grappling with drug and alcohol addiction. If you hold Cigna insurance and reside in TexasArizona, or Nevada, our centers in these locations may accept your insurance for treatment. Our priority is making our comprehensive recovery programs accessible to those who need them, and being in-network with Cigna is a part of this commitment.

Our services encompass everything from detoxification programs, inpatient and outpatient rehab, to medication-assisted treatment. Each of these services is designed to provide you with the supportive, empathetic, and professional care you need on your road to sobriety. We are here to guide you every step of the way and ensure you have all the resources necessary for success. Your journey to recovery is our priority, and we are committed to helping you navigate it with confidence.

  • Coverage

  • Does Cigna Cover Mental Health Rehab?

    Yes, Cigna health insurance plans usually cover mental health rehab, which includes treatment for mental health conditions such as depression, anxiety, bipolar disorder, and schizophrenia. In addition, their insurance plans usually include coverage for mental health treatment services, including inpatient and outpatient rehab, therapy, and other related services.

    The following is a partial list1 of services that your Cigna mental health rehab benefits may include:

    • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
    • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
    • Inpatient Care: A patient stays in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
    • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
    • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
    • Neuropsychological Testing:2 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
    • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
    • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
    • Telehealth and Virtual Care: Options for mental health treatment, such as online therapy sessions or virtual support groups
    • Wellness Programs: Resources to support the health and well-being of its members

    How Much Does Rehab Cost With Cigna Insurance?

    There are four tiers from which to choose with Cigna insurance. Each includes substance use treatment. However, with Cigna rehab coverage, rehab costs can vary depending on several factors, including your plan, treatment type, provider, and other variables. Below is a general overview of Cigna’s four tiers of coverage:3

    • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
    • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
    • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
    • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

    Cigna may cover all or part of the cost of inpatient and outpatient services and other types of treatment, such as medications and psychotherapy, which can significantly reduce your out-of-pocket expenses. In addition, some rehab centers are part of the Cigna rehab provider networks, meaning they have an agreement with the insurance company to provide services at a negotiated rate. This usually results in lower out-of-pocket costs.

    However, it’s necessary to remember that people with Cigna insurance could also have deductibles, co-pays, or other out-of-pocket expenses before their insurance coverage begins to pay.

    The average cost of outpatient drug rehab with insurance is between $1,000 to $5,000 for a 30-day program. The typical monthly cost of inpatient rehab with insurance is $5,000 to $25,000 or more, depending on many variables.4 It’s important to keep in mind that this is merely an estimate and that the final cost may differ significantly based on the particular treatment facility, the area, and other aspects.

    How To Check My Cigna Insurance Coverage Levels for Rehab Treatment

    Contacting your insurance provider can be challenging. You can easily verify insurance coverage by filling out our no-obligation online form. Allow one of our highly qualified staff members to contact your provider to confirm your Cigna rehab coverage levels for rehab treatment. We’ll be in touch as soon as possible to discuss your policy and the next steps.

    Virtue Recovery Center is in-network with most major insurance plans, and we have all the answers to the common question: “Does Cigna cover rehab?” In addition, we eliminate the difficulties and wait times associated with contacting your insurance provider. You can rest assured that any information you provide or discuss will remain confidential.

  • Plan Types

  • Individual and Family Plans
    Cigna offers a range of individual and family health insurance plans through the Health Insurance Marketplace and private exchanges. These plans are designed for those who do not have access to employer-sponsored coverage.

    • Bronze, Silver, Gold, and Platinum plan levels are available, with different premiums and cost-sharing levels.
    • All plans cover essential health benefits such as preventive care, emergency services, maternity care, prescription drugs, and more.
    • Plan networks vary but typically include access to Cigna’s national provider networks.
    • Additional benefits like telehealth, health coaching programs, and discount programs may be included.

    Group Health Insurance Plans
    For employers, Cigna provides a variety of group health plan options to offer their employees, including:

    • Health Maintenance Organization (HMO) Plans: Require members to select a primary care physician and obtain referrals for specialist care. Coverage is generally limited to in-network providers.
    • Preferred Provider Organization (PPO) Plans: Allow members to see any provider, with lower out-of-pocket costs for in-network care.
    • Exclusive Provider Organization (EPO) Plans: Similar to PPOs but generally do not provide out-of-network coverage except in emergencies.
    • Point-of-Service (POS) Plans: A hybrid plan combining aspects of HMOs and PPOs, requiring a primary care physician but allowing out-of-network care with higher cost-sharing.
    • High-Deductible Health Plans (HDHPs): Plans with higher deductibles but lower premiums, which can be paired with a Health Savings Account (HSA).

    Employers can choose from various plan designs, network options, and additional benefits to create a tailored benefits package for their workforce.Medicare Plans
    For those eligible for Medicare, Cigna offers several plan options:

    • Medicare Advantage (Part C) Plans: These plans bundle Medicare Part A (hospital insurance) and Part B (medical insurance) and may include prescription drug coverage.
    • Medicare Supplement (Medigap) Plans: These plans help cover some of the out-of-pocket costs not paid by Original Medicare, such as deductibles, coinsurance, and copayments.
    • Medicare Prescription Drug (Part D) Plans: Stand-alone plans that provide prescription drug coverage for those enrolled in Original Medicare.

    Cigna’s Medicare plans may also include additional benefits like dental, vision, hearing aid coverage, and wellness programs.Other Plan Types
    Cigna also offers supplemental health plans such as dental, vision, critical illness, hospital indemnity, and accidental injury insurance plans that can be purchased separately or bundled with a medical plan.Overall, Cigna aims to provide a range of health insurance options to meet the diverse needs of individuals, families, and employer groups across different segments and demographics.

  • Insurance Overview

  • Who is Cigna?

    Cigna is a global health services company headquartered in Bloomfield, Connecticut. Cigna provides health insurance, Medicare plans, dental insurance, disability insurance, behavioral health services, and international health insurance to customers in the United States and more than 200 countries and territories.1 With a team of more than 74,000 employees, they serve more than 170 million customer relationships worldwide.   cigna

    Cigna was founded in 1982 by merging the Connecticut General Life Insurance Company and the Insurance Company of North America.2 They are dedicated to enhancing the health, happiness, and peace of mind of the individuals they serve by lowering costs, establishing greater stability, and streamlining the medical treatment process.

    Cigna is also committed to corporate social responsibility and sustainability. The company has set a goal to achieve carbon neutrality by 2030 by implementing several sustainability initiatives, such as reducing waste and water usage, investing in renewable energy, and promoting sustainable sourcing practices.

    What is Cigna Rehab Insurance Coverage?

    Cigna Rehab Insurance coverage refers to the types of addiction and mental health treatment services covered by Cigna health insurance plans. Cigna offers a range of insurance plans that cover substance abuse and mental health treatment services, including inpatient and outpatient detoxification, rehabilitation, and therapy.

    It’s important to note that specific coverage levels and requirements may vary based on your plan, location, and medical needs. However, Cigna’s rehab insurance coverage typically includes services such as:

    • Inpatient detoxification and rehabilitation programs
    • Outpatient detoxification and rehabilitation programs
    • Individual and group therapy sessions
    • Medication-assisted treatment (MAT)
    • Aftercare and follow-up support services

    Cigna also offers behavioral health services, including telehealth and virtual care options, to help individuals access treatment and support remotely.

  • Insurance Statistics

  • Rehab Treatment and Insurance Statistics

    • In 2020, Cigna reported that its telehealth utilization increased 44% for behavioral health services compared to the previous year.1
    • The cost of behavioral care for Cigna’s commercial medical clients accounted for over 30% of the company’s healthcare expenses in the company’s 2020 annual report.
    • While the national rate rises, a Cigna Healthcare Program reduces opioid overdoses by 18%.2
    • Although substance abuse and addiction are unquestionably serious issues in the United States, a report by the Substance Abuse and Mental Health Services Administration (SAMHSA) revealed that up to 90% of those who require treatment fail to receive it.3
    • According to a 2019 survey of addiction treatment providers, 43% of respondents said insurance coverage was the most significant obstacle for patients seeking treatment.4
  • Next Steps

  • Check Your Cigna Insurance Coverage With Virtue Recovery Center

    If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with Cigna on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.

Does Cigna Cover Mental Health Rehab?

Yes, Cigna health insurance plans usually cover mental health rehab, which includes treatment for mental health conditions such as depression, anxiety, bipolar disorder, and schizophrenia. In addition, their insurance plans usually include coverage for mental health treatment services, including inpatient and outpatient rehab, therapy, and other related services.

The following is a partial list1 of services that your Cigna mental health rehab benefits may include:

  • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
  • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
  • Inpatient Care: A patient stays in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
  • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
  • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
  • Neuropsychological Testing:2 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
  • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
  • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
  • Telehealth and Virtual Care: Options for mental health treatment, such as online therapy sessions or virtual support groups
  • Wellness Programs: Resources to support the health and well-being of its members

How Much Does Rehab Cost With Cigna Insurance?

There are four tiers from which to choose with Cigna insurance. Each includes substance use treatment. However, with Cigna rehab coverage, rehab costs can vary depending on several factors, including your plan, treatment type, provider, and other variables. Below is a general overview of Cigna’s four tiers of coverage:3

  • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
  • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
  • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
  • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

Cigna may cover all or part of the cost of inpatient and outpatient services and other types of treatment, such as medications and psychotherapy, which can significantly reduce your out-of-pocket expenses. In addition, some rehab centers are part of the Cigna rehab provider networks, meaning they have an agreement with the insurance company to provide services at a negotiated rate. This usually results in lower out-of-pocket costs.

However, it’s necessary to remember that people with Cigna insurance could also have deductibles, co-pays, or other out-of-pocket expenses before their insurance coverage begins to pay.

The average cost of outpatient drug rehab with insurance is between $1,000 to $5,000 for a 30-day program. The typical monthly cost of inpatient rehab with insurance is $5,000 to $25,000 or more, depending on many variables.4 It’s important to keep in mind that this is merely an estimate and that the final cost may differ significantly based on the particular treatment facility, the area, and other aspects.

How To Check My Cigna Insurance Coverage Levels for Rehab Treatment

Contacting your insurance provider can be challenging. You can easily verify insurance coverage by filling out our no-obligation online form. Allow one of our highly qualified staff members to contact your provider to confirm your Cigna rehab coverage levels for rehab treatment. We’ll be in touch as soon as possible to discuss your policy and the next steps.

Virtue Recovery Center is in-network with most major insurance plans, and we have all the answers to the common question: “Does Cigna cover rehab?” In addition, we eliminate the difficulties and wait times associated with contacting your insurance provider. You can rest assured that any information you provide or discuss will remain confidential.

Individual and Family Plans
Cigna offers a range of individual and family health insurance plans through the Health Insurance Marketplace and private exchanges. These plans are designed for those who do not have access to employer-sponsored coverage.

  • Bronze, Silver, Gold, and Platinum plan levels are available, with different premiums and cost-sharing levels.
  • All plans cover essential health benefits such as preventive care, emergency services, maternity care, prescription drugs, and more.
  • Plan networks vary but typically include access to Cigna’s national provider networks.
  • Additional benefits like telehealth, health coaching programs, and discount programs may be included.

Group Health Insurance Plans
For employers, Cigna provides a variety of group health plan options to offer their employees, including:

  • Health Maintenance Organization (HMO) Plans: Require members to select a primary care physician and obtain referrals for specialist care. Coverage is generally limited to in-network providers.
  • Preferred Provider Organization (PPO) Plans: Allow members to see any provider, with lower out-of-pocket costs for in-network care.
  • Exclusive Provider Organization (EPO) Plans: Similar to PPOs but generally do not provide out-of-network coverage except in emergencies.
  • Point-of-Service (POS) Plans: A hybrid plan combining aspects of HMOs and PPOs, requiring a primary care physician but allowing out-of-network care with higher cost-sharing.
  • High-Deductible Health Plans (HDHPs): Plans with higher deductibles but lower premiums, which can be paired with a Health Savings Account (HSA).

Employers can choose from various plan designs, network options, and additional benefits to create a tailored benefits package for their workforce.Medicare Plans
For those eligible for Medicare, Cigna offers several plan options:

  • Medicare Advantage (Part C) Plans: These plans bundle Medicare Part A (hospital insurance) and Part B (medical insurance) and may include prescription drug coverage.
  • Medicare Supplement (Medigap) Plans: These plans help cover some of the out-of-pocket costs not paid by Original Medicare, such as deductibles, coinsurance, and copayments.
  • Medicare Prescription Drug (Part D) Plans: Stand-alone plans that provide prescription drug coverage for those enrolled in Original Medicare.

Cigna’s Medicare plans may also include additional benefits like dental, vision, hearing aid coverage, and wellness programs.Other Plan Types
Cigna also offers supplemental health plans such as dental, vision, critical illness, hospital indemnity, and accidental injury insurance plans that can be purchased separately or bundled with a medical plan.Overall, Cigna aims to provide a range of health insurance options to meet the diverse needs of individuals, families, and employer groups across different segments and demographics.

Who is Cigna?

Cigna is a global health services company headquartered in Bloomfield, Connecticut. Cigna provides health insurance, Medicare plans, dental insurance, disability insurance, behavioral health services, and international health insurance to customers in the United States and more than 200 countries and territories.1 With a team of more than 74,000 employees, they serve more than 170 million customer relationships worldwide.   cigna

Cigna was founded in 1982 by merging the Connecticut General Life Insurance Company and the Insurance Company of North America.2 They are dedicated to enhancing the health, happiness, and peace of mind of the individuals they serve by lowering costs, establishing greater stability, and streamlining the medical treatment process.

Cigna is also committed to corporate social responsibility and sustainability. The company has set a goal to achieve carbon neutrality by 2030 by implementing several sustainability initiatives, such as reducing waste and water usage, investing in renewable energy, and promoting sustainable sourcing practices.

What is Cigna Rehab Insurance Coverage?

Cigna Rehab Insurance coverage refers to the types of addiction and mental health treatment services covered by Cigna health insurance plans. Cigna offers a range of insurance plans that cover substance abuse and mental health treatment services, including inpatient and outpatient detoxification, rehabilitation, and therapy.

It’s important to note that specific coverage levels and requirements may vary based on your plan, location, and medical needs. However, Cigna’s rehab insurance coverage typically includes services such as:

  • Inpatient detoxification and rehabilitation programs
  • Outpatient detoxification and rehabilitation programs
  • Individual and group therapy sessions
  • Medication-assisted treatment (MAT)
  • Aftercare and follow-up support services

Cigna also offers behavioral health services, including telehealth and virtual care options, to help individuals access treatment and support remotely.

Rehab Treatment and Insurance Statistics

  • In 2020, Cigna reported that its telehealth utilization increased 44% for behavioral health services compared to the previous year.1
  • The cost of behavioral care for Cigna’s commercial medical clients accounted for over 30% of the company’s healthcare expenses in the company’s 2020 annual report.
  • While the national rate rises, a Cigna Healthcare Program reduces opioid overdoses by 18%.2
  • Although substance abuse and addiction are unquestionably serious issues in the United States, a report by the Substance Abuse and Mental Health Services Administration (SAMHSA) revealed that up to 90% of those who require treatment fail to receive it.3
  • According to a 2019 survey of addiction treatment providers, 43% of respondents said insurance coverage was the most significant obstacle for patients seeking treatment.4

Check Your Cigna Insurance Coverage With Virtue Recovery Center

If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with Cigna on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.

STEP 1

Using your Health Insurance Card, fill out all of the fields on the confidential form.

STEP 2

A member of our staff will contact your insurer to verify if your policy will cover your treatment

STEP 3

We will contact you promptly with the results of the verification and discuss the next steps

Frequently Asked Questions (FAQ)

What is Rehab Insurance Coverage?

Rehab insurance coverage is a type of health insurance that offers benefits to those seeking medical help for a wide range of issues ranging from substance abuse to mental health concerns. Many types of medical care can be covered by rehab insurances.  Programs like detoxification, behavioral therapy, medication-assisted treatment, inpatient and outpatient therapies, and others may be covered by your current health insurance plan.

The level of coverage for rehab is dependent on many factors and may vary depending on the exact details of your policy, the benefits provided, and the specific treatment requirements. Rehab insurance coverage is available through employer-sponsored plans, government-sponsored plans like Medicaid, commercial health insurance policies, and combinations.

How To Get Cigna To Pay For Rehab Treatment

For Cigna to pay for rehab treatment, you will typically need to follow a few steps:

  1. Verify your insurance coverageReview your insurance plan to determine the coverage specifics for rehab treatment.
  2. Get a professional evaluation: You must submit to a professional examination by a licensed healthcare professional to identify the best course of action. This may include a substance abuse assessment or mental health assessment.
  3. Choose an in-network provider: If possible, choose a rehab center part of the Cigna rehab provider network. This can lower out-of-pocket payments and guarantee that Cigna will pay more of the treatment cost.
  4. Obtain prior authorization: In some cases, Cigna may require prior authorization before covering certain types of rehab treatment. Your healthcare provider or Virtue Recovery Center can help with this step.
  5. Follow treatment plan: Once you have received approval for rehab treatment from Cigna, it’s essential to follow the recommended treatment plan and attend all appointments and sessions as scheduled. You risk denial of coverage or other penalties when you fail to comply with the treatment plan.
How Many Times Will Cigna Pay For Rehab?

Generally, Cigna provides coverage for rehab treatment as long as it is medically necessary and meets the criteria for medical necessity. This means that if you meet the requirements for rehab treatment, you can receive coverage as many times as you need it.

However, the amount of coverage offered for rehab treatment may be subject to some limitations or restrictions. For instance, there can be a cap on the number of days or sessions covered annually or a specified dollar limit on the overall cost of rehab treatment.

What Services Does Virtue Recovery Center Offer?

Virtue Recovery Center provides treatment for substance abuse, mental health issues, and eating disorders. They offer a range of treatment options such as medical detox, residential treatment, outpatient services, and aftercare.

Are There Specialized Programs for Different Populations?

Yes, Virtue Recovery Center has specialized programs for veterans, first responders, and individuals with dual diagnoses. They offer tailored care for these populations, addressing specific needs such as trauma and job-related stress.

How Can I Access Treatment at Virtue Recovery Center?

To access treatment, individuals can contact Virtue Recovery Center directly for a free confidential assessment. The center can also assist with insurance verification and travel arrangements for treatment.

What Amenities and Therapies Are Available at Virtue Recovery Center?

Virtue Recovery Center offers high-end amenities and utilizes evidence-based treatment methods. Amenities include chef-prepared meals and state-of-the-art facilities. Therapies include cognitive behavioral therapy, dialectical behavioral therapy, and holistic approaches like mindfulness and art therapy.

Is Virtue Recovery Center Accredited?

Yes, Virtue Recovery Center is accredited by The Joint Commission, ensuring they meet high standards of care. Each facility is also licensed by the state where it’s located.

How Does Virtue Recovery Center Work with Insurance?

Virtue Recovery Center accepts most insurance policies and will verify coverage for treatment. They work with clients to coordinate payment plans based on insurance coverage.

Can You Go To Rehab Without Insurance?

You can go to rehab treatment without insurance. If your insurance does not cover the treatment you need on your path to sobriety, there is no need to be concerned. There are several ways to finance rehabilitation without insurance.

Most treatment centers are happy to offer their clients payment plans and other financial options. In addition, you may be able to pay for it using one or more of the different approaches listed below:

  • Sliding Scale Fees: A person’s income determines the service costs. The lower your income, the less you’ll pay out-of-pocket.
  • Community-based groups, nonprofits, or government-funded programs: These programs are usually inexpensive or free and can include a variety of treatments, such as therapy and detoxification. Simply do an Internet search for your state, county, or city to identify low-cost substance use disorder treatment and services in your area.
  • Employee Assistance Programs (EAPs): If employed, your company may have an EAP offering addiction treatment services. EAPs are usually designed to provide support and resources for employees struggling with personal or professional issues.
  • Faith-based programs: Some faith-based organizations offer treatment services to individuals seeking help with their addiction. They may incorporate religious or spiritual ideology into their treatment approach.
  • Peer support groups: Groups like Alcoholics Anonymous (AA) and Narcotics Anonymous (NA) can provide a supportive community for your recovery. These support groups are usually free to attend and are a valuable source of support during the rehab and recovery process.
  • Umbrella Policy: a specific insurance policy that extends the liability protection your other insurance plans cannot. Although an umbrella policy usually doesn’t cover addiction treatment, it might offer an added layer of protection for any liability claims resulting from addiction treatment.

Although you might be able to obtain addiction treatment through the above options without insurance, it’s crucial to remember that service accessibility and the level of care may vary significantly. Therefore, it is essential to do your research, speak with medical experts, and look for accredited treatment providers to ensure you receive the finest care possible.

Additionally, addiction treatment costs shouldn’t stop you from seeking appropriate therapies or recovery programs. Virtue Recovery Center wants to ensure you or a loved one receives the best care available if you or they are considering getting treatment for a drug or alcohol addiction. We’ll work with you to create an affordable payment plan for unexpected expenses.

If you’re committed to recovery, send a request to one of our qualified admissions coordinators today. Before going over the next steps, a coordinator will respond to any questions about our programs, including pricing and payment option details.

  icon white

FREE ASSESSMENT

Get immediate treatment help now. 100% safe & confidential.

Call (866) 461-3339

Contact us to schedule a free confidential assessment with a licensed clinician.

CALL US NOW

Empowering Your Path to Lasting Recovery Top Reasons to Choose Virtue Recovery Center

At Virtue Recovery Center, we understand that selecting the right addiction treatment facility is a crucial step toward your recovery. That’s why we’re committed to offering exceptional care that stands out in the realm of addiction recovery.

Our Success Rate

Virtue Recovery Center prides itself on its evidence-based approach and outstanding success rates. We continuously monitor and evaluate our treatment outcomes to ensure we are providing the best possible care, with success rates that surpass industry averages.

Commitment to Your Recovery

Our dedication to your long-term wellness is unwavering. If you successfully complete our comprehensive 90-day treatment program and face challenges post-treatment, we offer a complimentary 30-day return to our center to help get you back on track.

Accessibility and Inclusivity

We believe that everyone deserves the chance to recover, which is why we accept a wide range of insurance plans and offer various financing options. Our centers are strategically located to ensure that top-notch care is within reach for those in need.

Ongoing Support and Community

Recovery is a lifelong journey, and at Virtue Recovery Center, we are with you every step of the way. Beyond initial treatment, we provide extensive post-recovery support, including sober living options and a vibrant network of alumni, to help you maintain your sobriety and build a fulfilling life in recovery.

Real Stories of Hope and Healing from Virtue Recovery Center

Virtue Recovery Centers in Las Vegas offering every level of care to help those in need, to include substance use and eating disorders. 3 beautiful facilities with knowledgeable, caring, compassionate and dedicated staff who truly care. Medical, clinical, operational and dietary teams work together for the most positive outcomes. The Alumni program is beyond anything I have ever seen, offering support and encouragement after discharge for as long as needed. The facilities are beautiful, welcoming, and well maintained. The rooms are spacious and comfortable. The housekeeping staff is exceptional, and the food is incredible! Come take a tour and see for yourself. I would not send my loved ones anywhere else.

Virtue is one of the nicest, newest, and cleanest facilities I’ve ever been at. It’s not beaten up and chaotic like all other places I’ve been to! It has a good energy, and positive vibe feeling of peace and serenity. Staff is kind too! It has been a breath of fresh air! Perfect for starting your brand new life!

I can honestly say that this place helped me with my SUD and changed my way of thinking. The staff are all so open and friendly and someone is always there to lend an ear or a helping hand. I’ve been to a few rehabs and they have been nothing compared to Virtue in how they were run, the therapy and therapists, and the fact that the staff all love their jobs and truly do care for you. If you need help, or someone you love needs help, then don’t waste time or money trying anywhere else.

I cannot say enough positive things about this place. I came in as a first-timer to a residential facility and brought along with me a multitude of mental health struggles and addictions that had had a handle on my life for a long time.

• The staff is beyond amazing and genuinely invested in the wellbeing of the clients.
• My therapist was by far the best I have ever seen and so easy to talk to; I left with a better understanding of myself than I’ve had in my entire life.
• My case manager was insanely kind and went above and beyond for me.

Read the full review

I hit a rough patch heading into the holidays and relapsed, so I went back to Virtue for help. I had gone to the facility in Vegas a while back, but for insurance reasons I had to go to Killeen. Yes! Virtue is that good of a facility it’s worth traveling to, Killeen provided transportation to and from Austin airport. Really the only thing different between the two facilities was the location. Killeen is definitely a 5-star treatment center, very clean with beautiful room and comfortable beds. The staff was amazing from housekeeping to the director! Their program is great with a nice mix of classes and free time, with plenty of activities to do. The food is really good too, provided by in house executive chefs! Just another shoutout to the staff, very caring, genuine and loving what they do! I had forgotten a couple of things when I had packed, and a staff member went personally to the store and picked up what I needed. You cannot go wrong by picking Virtue for your treatment! oh… also ask about “Tyrone Bingo” it’s a wonderful night of entertainment!! Big hearted thank you to all the staff, you’re all a blessing!! followed with the “Serenity Prayer.”

Virtue is a special place. As soon as you arrive you are accepted as if you are family. The staff is beyond amazing. They are the definition of ride or die. They will go to the ends of the earth to make sure you have everything you need to be successful on your road to recovery. If you want a better life call them now, check in, and wait it out, because patience is a Virtue!!!!!!!

I cannot say enough good things about Virtue. This place helped me completely turn my life around. The staff are an amazing group of people who are what really makes this recovery center what it is. The compassion and real love they share with each and everyone who comes through the door on their road to recovery is astounding. If I listed off all the names of the staff who actually care wholeheartedly about each individual I would need a copy of the payroll list they are all so amazing. Thank you all so much for everything.

Rehabs That May Accept Cigna Insurance

Virtue Recovery Center operates a network of facilities across the country, offering comprehensive addiction and mental health care for you or your loved one in a supportive and healing environment.

Check Your Cigna Insurance Coverage for Rehab Treatment

Find out your health insurance coverage levels for substance abuse rehabilitation programs. We are in-network with most health insurance providers and may accept your insurance plan too.

Inpatient and Outpatient Rehab Centers That Take Cigna Insurance

With multiple treatment locations in several states, Virtue Recovery Center has been saving individuals from substance abuse and rebuilding families for years. The Joint Commission accredits all of our inpatient and outpatient facilities. We are also HIPAA compliant and National Association of Addiction Treatment Providers (NAATP) members.

Below you’ll find links to all of the Virtue Recovery Center treatment facilities:

 near me facility usa e1685969736126

Check your coverage for addiction treatment

  • Arizona

  • Do Drug and Alcohol Rehab Centers in Arizona Take Cigna Insurance Policies?

    Substance use disorder (SUD) treatment costs, such as detoxification, inpatient and outpatient rehabilitation, and long-term residential treatment, may be partially or entirely covered by Cigna, depending on the details of your individual policy. Below, you’ll learn more about Cigna’s insurance coverage for addiction treatment in Arizona and how to verify your particular benefits.

    Do Cigna Insurance Plans Cover Drug and Alcohol Rehab in Arizona?

    Cigna insurance offers plans that cover drug and alcohol rehab in Arizona. However, the exact coverage and benefits will depend on the insured’s specific plan. Cigna insurance plans for drug and alcohol rehab in Arizona may include coverage for various services, including, but not limited to, the following5:

    • Inpatient and outpatient treatment
    • Detoxification
    • Medication-assisted treatment (MAT)
    • Behavioral therapy
    • Prescription drug coverage
    • Aftercare
    • Sober living facilities
    • Programs for coaching and assistance that are specifically designed for you and your situation
    • Recommendations for regional nonprofit organizations, behavioral coaches, and online sources

    Remember that there may be certain limitations and requirements for coverage, such as pre-authorization or referrals from a primary care physician. Therefore, understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential.

    Call 866-558-1376 to determine the details and exclusions of your specific Cigna insurance benefits.

    Do Cigna Insurance Plans Cover Mental Health Rehab in Arizona?

    Yes, mental health rehab, which includes treatment for issues including depression, anxiety, bipolar disorder, and schizophrenia, is often covered by Cigna insurance policies. Most of their insurance policies include mental health treatment services, such as inpatient and outpatient rehab, therapy, and other associated treatments.

    The following is a partial list6 of services that your Cigna mental health rehab benefits may include:

    • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
    • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
    • Inpatient Care: You’ll stay in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
    • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
    • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
    • Neuropsychological Testing:7 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
    • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
    • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
    • Telehealth and Virtual Care: Online therapy sessions or virtual support groups
    • Wellness Programs: Resources to support the health and well-being of members

    Arizona Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Plans

    Virtue Recovery Center has been saving lives from substance abuse with multiple treatment locations in several states, including two nationally accredited luxury facilities in Arizona. These evidence-based inpatient and outpatient drug and alcohol rehabilitation centers provide care for those suffering from addiction, dual diagnosis, and underlying trauma.

    Below are links to our Arizona-based rehabilitation facilities:

    How Much Does Rehab Cost in Arizona for Cigna Insurance holders?

    The cost of rehab in Arizona for Cigna insurance holders can vary depending on several factors, including the type of rehab program, the length of stay, and the specific Cigna insurance plan you have. The cost can range from a few thousand dollars to tens of thousands or more.

    See below for a general outline of Cigna’s four coverage tiers8:

    • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
    • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
    • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
    • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

    In addition, it’s important to remember that Cigna insurance could require you to meet your deductible or pay other out-of-pocket expenses, like copays before their coverage begins.

    How To Check Cigna Coverage Levels in Arizona?

    Contacting Cigna yourself can be challenging. However, you can easily verify insurance coverage by filling out our no-obligation online form or calling 866-558-1376. Allow one of our highly qualified staff members to contact Cigna to confirm rehab coverage levels in Arizona. We can then review your policy with you before discussing the next steps.

    Virtue Recovery Center is in-network with most insurance plans. We have all the answers to the common questions: “Do Cigna insurance plans cover rehab in Arizona?” and “How much does rehab cost in Ariznoa with a Cigna insurance policy?”

    In addition to eliminating the difficulties and wait times associated with contacting your insurance provider, our staff is committed to your privacy and peace of mind. Rest assured that any information you provide or discuss will remain confidential.

    How To Get My Cigna Insurance To Pay For Rehab Treatment

    Getting Cigna insurance to pay for rehab treatment may vary depending on your specific plan and circumstances. However, below are some general steps you can take to get your Cigna insurance policy to cover rehab treatment:

    • Contact Cigna: Virtue Recovery Center can handle this step for you. Call 866-558-1376 or fill out our confidential, no-obligation online form
    • Get a referral: Depending on your plan, you may need to obtain a referral from your primary care physician or a behavioral health specialist to receive coverage for rehab treatment. Contact your doctor to get a referral if necessary.
    • Choose a rehab facility: Once you have verified your coverage and gotten a referral if needed, you can start looking for rehab centers in Arizona that take Cigna insurance policies and meet your needs. Be sure to choose a facility in-network with Cigna to maximize your coverage and minimize out-of-pocket costs.
    • Get pre-authorization: Before starting rehab treatment, you may need pre-authorization from Cigna to ensure the treatment is covered. The rehab facility or treatment provider can help you with this step.
    • Follow treatment plan: Once you have received approval for Cigna rehab treatment, it’s essential to follow the recommended treatment plan and attend all appointments and sessions as scheduled. You risk denial of coverage or other penalties if you fail to comply with the treatment plan.

    How Many Times Will Cigna Pay for Rehab in Arizona?

    The number of times that Cigna will pay for rehab in Arizona depends on your policy’s specific terms and conditions. However, as long as it is medically necessary and meets the criteria for medical necessity, Cigna typically provides coverage for rehab treatment.

    Certain plans may cover multiple rounds of rehab treatment, while other plans may have a specific limit on the number of rehab treatment sessions or days of coverage per year. Additionally, some plans may have a lifetime limit on the coverage you can receive for rehab treatment.

    Keep in mind that even if your Cigna insurance plan has a limit on the number of times it will pay for rehab treatment, you may be able to appeal for additional coverage if you can demonstrate medical necessity. Your treatment provider or the rehab facility may be able to help you with this process.

  • Nevada

  • Do Drug and Alcohol Rehab Centers in Nevada Take Cigna Insurance Policies?

    Nevada, unfortunately, has a high prevalence of substance use disorders (SUDs), so it’s not unusual to wonder, “Do Cigna insurance policies cover rehab in Nevada?” Your Cigna Healthcare plan might cover some or all of the expenses. This page provides information about Cigna rehab coverage in Nevada, including how to confirm your specific healthcare benefits.

    Do Cigna Insurance Policies Cover Rehab in Nevada?

    Cigna insurance offers plans that cover drug and alcohol rehab in Nevada. The extent of coverage and benefits will depend on the details of your plan. Cigna insurance plans for drug and alcohol rehab in Nevada may include coverage for services such as the following:4,5

    In addition, there may be certain limitations, exclusions, and requirements for coverage, such as pre-authorization or referrals. Understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential. Call 866-558-1376 to determine your Cigna insurance benefits for rehab in Nevada, including information about any co-pays or deductibles.

    Do Cigna Insurance Policies Cover Mental Health Rehab in Nevada?

    Cigna insurance policies usually cover mental health rehab, which encompasses treatment for conditions like depression, anxiety, bipolar disorder, and post-traumatic stress disorder (PTSD).

    Here are some of the mental health rehab services that you might have access to through your Cigna benefits:6

    Call 866-558-1376 to determine the details of your mental health rehabilitation coverage and services.

    Nevada Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Policies

    Our goal is to assist you in attaining sustainable recovery and sobriety by providing personalized treatment. We value individualized care for each patient and provide modern, evidence-based drug and alcohol addiction treatments, recognizing that every client has distinct requirements and obstacles to overcome, and we modify our approach accordingly.

    With multiple nationally accredited rehabilitation centers, including one in Nevada that is in-network with Cigna, we take pride in the years we’ve dedicated to assisting people like you or your loved one in their journey toward recovery and enhancing their overall mental health.

    To speak with an admissions coordinator or schedule your free assessment, call 866-558-1376 today. Be assured that any information you share will be kept entirely confidential.

    You may also visit our website or our Nevada-based treatment facility:

    How Much Does Rehab Cost with a Cigna Insurance Policy in Nevada?

    The cost of addiction recovery in Nevada is determined by various factors such as the type of rehab program, treatment duration, and your Cigna insurance policy details. Typically, you can expect to pay an average of $62,530 per person for residential rehab and around $1,626 for a 30-day outpatient program.7 It’s crucial to remember that the above are only average costs and can fluctuate dramatically. At Virtue Recovery Center, we believe the cost of rehab shouldn’t deter one from seeking the necessary help, which is why we will work with you to develop a payment arrangement to fit your budget. Call 866-558-1376 to begin your journey to sobriety today.

  • Texas

  • Do Drug and Alcohol Rehab Centers in Texas Take Cigna Insurance Policies?

    Substance use disorder (SUD) treatment costs, such as detoxification, inpatient and outpatient rehabilitation, and long-term residential treatment, may be partially or entirely covered by Cigna, depending on the details of your individual policy. Below, you’ll learn more about Cigna’s insurance coverage for addiction treatment in Texas and how to verify your particular benefits.

    Do Cigna Insurance Plans Cover Drug and Alcohol Rehab in Texas?

    Cigna insurance offers plans that cover drug and alcohol rehab in Texas. However, the exact coverage and benefits will depend on the insured’s specific plan. Cigna insurance plans for drug and alcohol rehab in Texas may include coverage for various services, including, but not limited to, the following5:

    • Inpatient and outpatient treatment
    • Detoxification
    • Medication-assisted treatment (MAT)
    • Behavioral therapy
    • Prescription drug coverage
    • Aftercare
    • Sober living facilities
    • Programs for coaching and assistance that are specifically designed for you and your situation
    • Recommendations for regional nonprofit organizations, behavioral coaches, and online sources

    Remember that there may be certain limitations and requirements for coverage, such as pre-authorization or referrals from a primary care physician. Therefore, understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential.

    Call 866-558-1376 to determine the details and exclusions of your specific Cigna insurance benefits.

    Do Cigna Insurance Plans Cover Mental Health Rehab in Texas?

    Yes, mental health rehab, which includes treatment for issues including depression, anxiety, bipolar disorder, and schizophrenia, is often covered by Cigna insurance policies. Most of their insurance policies include mental health treatment services, such as inpatient and outpatient rehab, therapy, and other associated treatments.

    The following is a partial list6 of services that your Cigna mental health rehab benefits may include:

    • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
    • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
    • Inpatient Care: You’ll stay in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
    • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
    • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
    • Neuropsychological Testing:7 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
    • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
    • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
    • Telehealth and Virtual Care: Online therapy sessions or virtual support groups
    • Wellness Programs: Resources to support the health and well-being of members

    Texas Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Plans

    Virtue Recovery Center has been saving lives from substance abuse with multiple treatment locations in several states, including two nationally accredited luxury facilities in Texas. These evidence-based inpatient and outpatient drug and alcohol rehabilitation centers provide care for those suffering from addiction, dual diagnosis, and underlying trauma.

    Below are links to our Texas-based rehabilitation facilities:

    The first step in a journey to recovery is often completing a drug or alcohol assessment.  Both of our facilities in Texas are proud to offer such an evaluation free of charge for those seeking addiction help. 

    How Much Does Rehab Cost in Texas for Cigna Insurance holders?

    The cost of rehab in Texas for Cigna insurance holders can vary depending on several factors, including the type of rehab program, the length of stay, and the specific Cigna insurance plan you have. The cost can range from a few thousand dollars to tens of thousands or more.

    See below for a general outline of Cigna’s four coverage tiers8:

    • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
    • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
    • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
    • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

    In addition, it’s important to remember that Cigna insurance could require you to meet your deductible or pay other out-of-pocket expenses, like copays before their coverage begins.

    How To Check Cigna Coverage Levels in Texas?

    Contacting Cigna yourself can be challenging. However, you can easily verify insurance coverage by filling out our no-obligation online form or calling 866-558-1376. Allow one of our highly qualified staff members to contact Cigna to confirm rehab coverage levels in Texas. We can then review your policy with you before discussing the next steps.

    Virtue Recovery Center is in-network with most insurance plans. We have all the answers to the common questions: “Do Cigna insurance plans cover rehab in Texas?” and “How much does rehab cost in Texas with a Cigna insurance policy?”

    In addition to eliminating the difficulties and wait times associated with contacting your insurance provider, our staff is committed to your privacy and peace of mind. Rest assured that any information you provide or discuss will remain confidential.

    How Many Times Will Cigna Pay for Rehab in Texas?

    The number of times that Cigna will pay for rehab in Texas depends on your policy’s specific terms and conditions. However, as long as it is medically necessary and meets the criteria for medical necessity, Cigna typically provides coverage for rehab treatment.

    Certain plans may cover multiple rounds of rehab treatment, while other plans may have a specific limit on the number of rehab treatment sessions or days of coverage per year. Additionally, some plans may have a lifetime limit on the coverage you can receive for rehab treatment.

    Keep in mind that even if your Cigna insurance plan has a limit on the number of times it will pay for rehab treatment, you may be able to appeal for additional coverage if you can demonstrate medical necessity. Your treatment provider or the rehab facility may be able to help you with this process.

Do Drug and Alcohol Rehab Centers in Arizona Take Cigna Insurance Policies?

Substance use disorder (SUD) treatment costs, such as detoxification, inpatient and outpatient rehabilitation, and long-term residential treatment, may be partially or entirely covered by Cigna, depending on the details of your individual policy. Below, you’ll learn more about Cigna’s insurance coverage for addiction treatment in Arizona and how to verify your particular benefits.

Do Cigna Insurance Plans Cover Drug and Alcohol Rehab in Arizona?

Cigna insurance offers plans that cover drug and alcohol rehab in Arizona. However, the exact coverage and benefits will depend on the insured’s specific plan. Cigna insurance plans for drug and alcohol rehab in Arizona may include coverage for various services, including, but not limited to, the following5:

  • Inpatient and outpatient treatment
  • Detoxification
  • Medication-assisted treatment (MAT)
  • Behavioral therapy
  • Prescription drug coverage
  • Aftercare
  • Sober living facilities
  • Programs for coaching and assistance that are specifically designed for you and your situation
  • Recommendations for regional nonprofit organizations, behavioral coaches, and online sources

Remember that there may be certain limitations and requirements for coverage, such as pre-authorization or referrals from a primary care physician. Therefore, understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential.

Call 866-558-1376 to determine the details and exclusions of your specific Cigna insurance benefits.

Do Cigna Insurance Plans Cover Mental Health Rehab in Arizona?

Yes, mental health rehab, which includes treatment for issues including depression, anxiety, bipolar disorder, and schizophrenia, is often covered by Cigna insurance policies. Most of their insurance policies include mental health treatment services, such as inpatient and outpatient rehab, therapy, and other associated treatments.

The following is a partial list6 of services that your Cigna mental health rehab benefits may include:

  • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
  • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
  • Inpatient Care: You’ll stay in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
  • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
  • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
  • Neuropsychological Testing:7 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
  • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
  • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
  • Telehealth and Virtual Care: Online therapy sessions or virtual support groups
  • Wellness Programs: Resources to support the health and well-being of members

Arizona Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Plans

Virtue Recovery Center has been saving lives from substance abuse with multiple treatment locations in several states, including two nationally accredited luxury facilities in Arizona. These evidence-based inpatient and outpatient drug and alcohol rehabilitation centers provide care for those suffering from addiction, dual diagnosis, and underlying trauma.

Below are links to our Arizona-based rehabilitation facilities:

How Much Does Rehab Cost in Arizona for Cigna Insurance holders?

The cost of rehab in Arizona for Cigna insurance holders can vary depending on several factors, including the type of rehab program, the length of stay, and the specific Cigna insurance plan you have. The cost can range from a few thousand dollars to tens of thousands or more.

See below for a general outline of Cigna’s four coverage tiers8:

  • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
  • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
  • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
  • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

In addition, it’s important to remember that Cigna insurance could require you to meet your deductible or pay other out-of-pocket expenses, like copays before their coverage begins.

How To Check Cigna Coverage Levels in Arizona?

Contacting Cigna yourself can be challenging. However, you can easily verify insurance coverage by filling out our no-obligation online form or calling 866-558-1376. Allow one of our highly qualified staff members to contact Cigna to confirm rehab coverage levels in Arizona. We can then review your policy with you before discussing the next steps.

Virtue Recovery Center is in-network with most insurance plans. We have all the answers to the common questions: “Do Cigna insurance plans cover rehab in Arizona?” and “How much does rehab cost in Ariznoa with a Cigna insurance policy?”

In addition to eliminating the difficulties and wait times associated with contacting your insurance provider, our staff is committed to your privacy and peace of mind. Rest assured that any information you provide or discuss will remain confidential.

How To Get My Cigna Insurance To Pay For Rehab Treatment

Getting Cigna insurance to pay for rehab treatment may vary depending on your specific plan and circumstances. However, below are some general steps you can take to get your Cigna insurance policy to cover rehab treatment:

  • Contact Cigna: Virtue Recovery Center can handle this step for you. Call 866-558-1376 or fill out our confidential, no-obligation online form
  • Get a referral: Depending on your plan, you may need to obtain a referral from your primary care physician or a behavioral health specialist to receive coverage for rehab treatment. Contact your doctor to get a referral if necessary.
  • Choose a rehab facility: Once you have verified your coverage and gotten a referral if needed, you can start looking for rehab centers in Arizona that take Cigna insurance policies and meet your needs. Be sure to choose a facility in-network with Cigna to maximize your coverage and minimize out-of-pocket costs.
  • Get pre-authorization: Before starting rehab treatment, you may need pre-authorization from Cigna to ensure the treatment is covered. The rehab facility or treatment provider can help you with this step.
  • Follow treatment plan: Once you have received approval for Cigna rehab treatment, it’s essential to follow the recommended treatment plan and attend all appointments and sessions as scheduled. You risk denial of coverage or other penalties if you fail to comply with the treatment plan.

How Many Times Will Cigna Pay for Rehab in Arizona?

The number of times that Cigna will pay for rehab in Arizona depends on your policy’s specific terms and conditions. However, as long as it is medically necessary and meets the criteria for medical necessity, Cigna typically provides coverage for rehab treatment.

Certain plans may cover multiple rounds of rehab treatment, while other plans may have a specific limit on the number of rehab treatment sessions or days of coverage per year. Additionally, some plans may have a lifetime limit on the coverage you can receive for rehab treatment.

Keep in mind that even if your Cigna insurance plan has a limit on the number of times it will pay for rehab treatment, you may be able to appeal for additional coverage if you can demonstrate medical necessity. Your treatment provider or the rehab facility may be able to help you with this process.

Do Drug and Alcohol Rehab Centers in Nevada Take Cigna Insurance Policies?

Nevada, unfortunately, has a high prevalence of substance use disorders (SUDs), so it’s not unusual to wonder, “Do Cigna insurance policies cover rehab in Nevada?” Your Cigna Healthcare plan might cover some or all of the expenses. This page provides information about Cigna rehab coverage in Nevada, including how to confirm your specific healthcare benefits.

Do Cigna Insurance Policies Cover Rehab in Nevada?

Cigna insurance offers plans that cover drug and alcohol rehab in Nevada. The extent of coverage and benefits will depend on the details of your plan. Cigna insurance plans for drug and alcohol rehab in Nevada may include coverage for services such as the following:4,5

In addition, there may be certain limitations, exclusions, and requirements for coverage, such as pre-authorization or referrals. Understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential. Call 866-558-1376 to determine your Cigna insurance benefits for rehab in Nevada, including information about any co-pays or deductibles.

Do Cigna Insurance Policies Cover Mental Health Rehab in Nevada?

Cigna insurance policies usually cover mental health rehab, which encompasses treatment for conditions like depression, anxiety, bipolar disorder, and post-traumatic stress disorder (PTSD).

Here are some of the mental health rehab services that you might have access to through your Cigna benefits:6

Call 866-558-1376 to determine the details of your mental health rehabilitation coverage and services.

Nevada Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Policies

Our goal is to assist you in attaining sustainable recovery and sobriety by providing personalized treatment. We value individualized care for each patient and provide modern, evidence-based drug and alcohol addiction treatments, recognizing that every client has distinct requirements and obstacles to overcome, and we modify our approach accordingly.

With multiple nationally accredited rehabilitation centers, including one in Nevada that is in-network with Cigna, we take pride in the years we’ve dedicated to assisting people like you or your loved one in their journey toward recovery and enhancing their overall mental health.

To speak with an admissions coordinator or schedule your free assessment, call 866-558-1376 today. Be assured that any information you share will be kept entirely confidential.

You may also visit our website or our Nevada-based treatment facility:

How Much Does Rehab Cost with a Cigna Insurance Policy in Nevada?

The cost of addiction recovery in Nevada is determined by various factors such as the type of rehab program, treatment duration, and your Cigna insurance policy details. Typically, you can expect to pay an average of $62,530 per person for residential rehab and around $1,626 for a 30-day outpatient program.7 It’s crucial to remember that the above are only average costs and can fluctuate dramatically. At Virtue Recovery Center, we believe the cost of rehab shouldn’t deter one from seeking the necessary help, which is why we will work with you to develop a payment arrangement to fit your budget. Call 866-558-1376 to begin your journey to sobriety today.

Do Drug and Alcohol Rehab Centers in Texas Take Cigna Insurance Policies?

Substance use disorder (SUD) treatment costs, such as detoxification, inpatient and outpatient rehabilitation, and long-term residential treatment, may be partially or entirely covered by Cigna, depending on the details of your individual policy. Below, you’ll learn more about Cigna’s insurance coverage for addiction treatment in Texas and how to verify your particular benefits.

Do Cigna Insurance Plans Cover Drug and Alcohol Rehab in Texas?

Cigna insurance offers plans that cover drug and alcohol rehab in Texas. However, the exact coverage and benefits will depend on the insured’s specific plan. Cigna insurance plans for drug and alcohol rehab in Texas may include coverage for various services, including, but not limited to, the following5:

  • Inpatient and outpatient treatment
  • Detoxification
  • Medication-assisted treatment (MAT)
  • Behavioral therapy
  • Prescription drug coverage
  • Aftercare
  • Sober living facilities
  • Programs for coaching and assistance that are specifically designed for you and your situation
  • Recommendations for regional nonprofit organizations, behavioral coaches, and online sources

Remember that there may be certain limitations and requirements for coverage, such as pre-authorization or referrals from a primary care physician. Therefore, understanding your plan’s specific terms and conditions before seeking treatment to avoid unexpected costs is essential.

Call 866-558-1376 to determine the details and exclusions of your specific Cigna insurance benefits.

Do Cigna Insurance Plans Cover Mental Health Rehab in Texas?

Yes, mental health rehab, which includes treatment for issues including depression, anxiety, bipolar disorder, and schizophrenia, is often covered by Cigna insurance policies. Most of their insurance policies include mental health treatment services, such as inpatient and outpatient rehab, therapy, and other associated treatments.

The following is a partial list6 of services that your Cigna mental health rehab benefits may include:

  • Individual Therapy: You’ll speak with a qualified mental health specialist like a psychologist, social worker, or counselor. Treatment methods may include cognitive-behavioral therapy (CBT) or dialectical behavior therapy (DBT).
  • Group Therapy: Meeting with a group of individuals who are working on similar mental health issues
  • Inpatient Care: You’ll stay in a hospital or residential treatment facility to obtain round-the-clock care and assistance for a mental health condition
  • Intensive Outpatient Program (IOP): More structured and intensive treatment for mental health conditions than traditional outpatient therapy
  • Medication Management: Costs and managed care for medications used to treat mental health conditions, such as antidepressants, antipsychotics, and mood stabilizers
  • Neuropsychological Testing:7 Find out how a mental health issue affects your capacity for thought, concentration, problem-solving, or memory through evaluation(s)
  • Outpatient Care: Visiting a mental health clinic or therapist’s office for therapy sessions and other treatment services
  • Partial Hospitalization Programs (PHP): Several hours a day in a hospital or residential treatment center for mental health treatment
  • Telehealth and Virtual Care: Online therapy sessions or virtual support groups
  • Wellness Programs: Resources to support the health and well-being of members

Texas Inpatient and Outpatient Rehab Centers That Take Cigna Insurance Plans

Virtue Recovery Center has been saving lives from substance abuse with multiple treatment locations in several states, including two nationally accredited luxury facilities in Texas. These evidence-based inpatient and outpatient drug and alcohol rehabilitation centers provide care for those suffering from addiction, dual diagnosis, and underlying trauma.

Below are links to our Texas-based rehabilitation facilities:

The first step in a journey to recovery is often completing a drug or alcohol assessment.  Both of our facilities in Texas are proud to offer such an evaluation free of charge for those seeking addiction help. 

How Much Does Rehab Cost in Texas for Cigna Insurance holders?

The cost of rehab in Texas for Cigna insurance holders can vary depending on several factors, including the type of rehab program, the length of stay, and the specific Cigna insurance plan you have. The cost can range from a few thousand dollars to tens of thousands or more.

See below for a general outline of Cigna’s four coverage tiers8:

  • Bronze: You are responsible for 40% of the cost of your medical care, and Cigna will pay the remaining 60%. Additionally, this tier has the lowest premiums of all the alternatives.
  • Silver: With a 30% out-of-pocket payment required, the silver tier covers around 70% of your expenses. The premiums are high compared to bronze but inexpensive compared to the following two tiers.
  • Gold: Only 20% of your expenses are out-of-pocket. However, to offset the out-of-pocket costs, you also have higher premiums.
  • Platinum: Platinum has the highest premiums but covers practically all your medical expenses, leaving you with only a 10% out-of-pocket expense.

In addition, it’s important to remember that Cigna insurance could require you to meet your deductible or pay other out-of-pocket expenses, like copays before their coverage begins.

How To Check Cigna Coverage Levels in Texas?

Contacting Cigna yourself can be challenging. However, you can easily verify insurance coverage by filling out our no-obligation online form or calling 866-558-1376. Allow one of our highly qualified staff members to contact Cigna to confirm rehab coverage levels in Texas. We can then review your policy with you before discussing the next steps.

Virtue Recovery Center is in-network with most insurance plans. We have all the answers to the common questions: “Do Cigna insurance plans cover rehab in Texas?” and “How much does rehab cost in Texas with a Cigna insurance policy?”

In addition to eliminating the difficulties and wait times associated with contacting your insurance provider, our staff is committed to your privacy and peace of mind. Rest assured that any information you provide or discuss will remain confidential.

How Many Times Will Cigna Pay for Rehab in Texas?

The number of times that Cigna will pay for rehab in Texas depends on your policy’s specific terms and conditions. However, as long as it is medically necessary and meets the criteria for medical necessity, Cigna typically provides coverage for rehab treatment.

Certain plans may cover multiple rounds of rehab treatment, while other plans may have a specific limit on the number of rehab treatment sessions or days of coverage per year. Additionally, some plans may have a lifetime limit on the coverage you can receive for rehab treatment.

Keep in mind that even if your Cigna insurance plan has a limit on the number of times it will pay for rehab treatment, you may be able to appeal for additional coverage if you can demonstrate medical necessity. Your treatment provider or the rehab facility may be able to help you with this process.

Sources and Citations

START YOUR RECOVERY TODAY!

Contact Virtue Recovery Center 24/7 for inpatient treatment near you