Treatment costs for substance use disorders (including drug and alcohol addiction) are often covered by health insurance coverage. Many people wonder, however, “Does insurance cover mental health?” The short answer is yes. Read on for more information about mental health insurance coverage.
Mental health treatment refers to the various interventions and therapies designed to help individuals with mental health disorders or conditions. These treatments may include medication management, psychotherapy, counseling services, cognitive-behavioral therapy (CBT), dialectical behavior therapy (DBT), and other evidence-based approaches.
The goal of treatment is to provide mental health support to individuals to manage symptoms better, improve their quality of life, and work toward recovery and mental wellness. Treatment may be provided by a range of mental health professionals, including psychiatrists, psychologists, licensed therapists, and social workers.
Find out your health insurance coverage levels for rehab treatment.
We accept most insurance plans and can check your coverage levels on your behalf.
To get your mental health retreat covered by insurance for mental health rehab treatment, you can follow these general steps:
Yes, insurance may cover mental health rehab, but the extent of coverage can vary based on the specific insurance policy and the treatment needed, among other factors. The Mental Health Parity and Addiction Equity Act of 20081 requires most insurance plans to provide coverage for mental health and substance use disorders equivalent to medical and surgical care coverage.
Insurance plans cannot impose higher deductibles, co-payments, exclusions, or limits on the number of mental health and substance use disorder treatment visits than they do for medical and surgical care. However, some insurance plans may have specific mental health rehab coverage requirements, such as pre-authorization or particular providers.
In addition, according to the Affordable Care Act, no one may be refused access to health insurance because of a pre-existing condition.2 This implies that all health insurance carriers must cover mental health care and treatment services to the same extent as physical or surgical care.
We can verify your mental health insurance coverage details – call 866-461-3339 to start the process today.
Rehab insurance coverage is a type of insurance policy that provides coverage for rehabilitation services. Rehabilitation involves various services designed to help the insured recover from a mental illness, injury, or addiction. Rehab insurance coverage may include coverage for services such as physical therapy, occupational therapy, and behavioral and cognitive therapy.
Insurance coverage, the type of therapy required, the length of the treatment, and the healthcare provider are just a few of the variables that might affect how much mental health rehab will cost you. Virtue Recovery Center is happy to verify your insurance policy specifics to determine your level of coverage and provide you with more accurate pricing. Call 866-260-4920.
For psychiatric residential treatment centers, costs can average and range from $10,000 to $60,000 per month or ($320 to $1,930 per day). Keep in mind this is only an estimate. The particular treatment facility and the therapies provided account for a large portion of the cost difference. For instance, more expensive psychiatric residential treatment facilities may include spa-like services, but this does not necessarily translate to better outcomes for patients with mental illness.1
The simplest way to verify insurance details is by filling out our no-obligation online form. We’ll contact your insurance carrier directly and get in touch with you as soon as possible to review your policy details and discuss the next steps. We are in-network with most insurance companies and guarantee to keep any information you share or discuss entirely confidential.
Many insurance policies cover a certain number of days or sessions for mental health rehab, while others may have annual limits or lifetime dollar maximums. However, how often they will pay for mental health rehab depends on your policy, among other factors. For example, some insurance plans may not cover specific treatments or may restrict the types of facilities covered.
While accessing mental health rehab without insurance may be more challenging, options for individuals needing financial help are still available. It is possible to go into mental health rehab without insurance. Several options are available for individuals without insurance or limited coverage for mental health treatment.
One option is seeking treatment at a community health center, which may offer low-cost or sliding-scale fees based on income. Some hospitals and clinics also provide financial assistance or payment plans if you cannot afford to pay for treatment upfront. Another option is to explore nonprofit organizations and various state-funded programs that offer mental health services or support groups. These organizations may provide free or low-cost counseling, therapy, or other resources.
In addition, you may consider indemnity insurance for mental health rehab.1 This type of insurance reimburses you for certain expenses related to mental health treatment, providing greater flexibility and choice in healthcare options. You can also seek treatment from any licensed provider or facility without being restricted to a specific network.
Reach out to one of our qualified admissions coordinators with a request today. A coordinator will answer any questions about our mental health rehabilitation services, including details about cost and payment options.
If you’re committed to recovery, submit a request to one of our professional admission coordinators today using the form below. Before discussing the next steps, a coordinator will address any inquiries regarding our programs, including interacting directly with your insurance provider on your behalf to check your insurance coverage levels for drug or alcohol addiction rehab.
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Yes, Virtue Recovery Center accepts insurance for mental health rehab services from most major health insurance providers. Virtue Recovery Center is also in-network with many insurance providers in Arizona, Nevada, Oregon and Texas. Some of these insurance providers include but not limited to:
Aetna is a leading diversified healthcare benefits company. Known for their comprehensive coverage, Aetna offers a range of plans, many of which cover addiction treatment services.
Ambetter is known for affordable and customizable health insurance plans. Their behavioral health coverage often includes substance abuse treatment.
A nationwide association of independent, locally operated Blue Cross and Blue Shield companies, is renowned for its extensive network and wide coverage.
Cigna is a global health service company that offers various health insurance policies, many of which include behavioral health benefits.
HealthSmart is an innovative healthcare solutions company, offers personalized, flexible health benefit solutions.
Magellan is managed healthcare company that is known for its focus on behavioral health and offers specific coverage for substance abuse treatment.
Medicaid is a government-run program, provides health coverage to certain low-income individuals and families. In Arizona, Medicaid is know as the Arizona Health Care Cost Containment System (AHCCCS) and can cover substance abuse treatment for eligible individuals.
Multiplan is one of the nation's largest provider of healthcare cost management solutions, also collaborates with Virtue Recovery Center.
TriWest manages healthcare for the military community. Their services often cover substance abuse treatment, making rehabilitation accessible for veterans and their families.
At Virtue Recovery Center, we understand that selecting the right addiction treatment facility is a crucial step toward your recovery. That’s why we’re committed to offering exceptional care that stands out in the realm of addiction recovery.
Virtue Recovery Center prides itself on its evidence-based approach and outstanding success rates. We continuously monitor and evaluate our treatment outcomes to ensure we are providing the best possible care, with success rates that surpass industry averages.
Our dedication to your long-term wellness is unwavering. If you successfully complete our comprehensive 90-day treatment program and face challenges post-treatment, we offer a complimentary 30-day return to our center to help get you back on track.
We believe that everyone deserves the chance to recover, which is why we accept a wide range of insurance plans and offer various financing options. Our centers are strategically located to ensure that top-notch care is within reach for those in need.
Recovery is a lifelong journey, and at Virtue Recovery Center, we are with you every step of the way. Beyond initial treatment, we provide extensive post-recovery support, including sober living options and a vibrant network of alumni, to help you maintain your sobriety and build a fulfilling life in recovery.
Virtue Recovery Centers in Las Vegas offering every level of care to help those in need, to include substance use and eating disorders. 3 beautiful facilities with knowledgeable, caring, compassionate and dedicated staff who truly care. Medical, clinical, operational and dietary teams work together for the most positive outcomes. The Alumni program is beyond anything I have ever seen, offering support and encouragement after discharge for as long as needed. The facilities are beautiful, welcoming, and well maintained. The rooms are spacious and comfortable. The housekeeping staff is exceptional, and the food is incredible! Come take a tour and see for yourself. I would not send my loved ones anywhere else.
Virtue is one of the nicest, newest, and cleanest facilities I’ve ever been at. It’s not beaten up and chaotic like all other places I’ve been to! It has a good energy, and positive vibe feeling of peace and serenity. Staff is kind too! It has been a breath of fresh air! Perfect for starting your brand new life!
I can honestly say that this place helped me with my SUD and changed my way of thinking. The staff are all so open and friendly and someone is always there to lend an ear or a helping hand. I’ve been to a few rehabs and they have been nothing compared to Virtue in how they were run, the therapy and therapists, and the fact that the staff all love their jobs and truly do care for you. If you need help, or someone you love needs help, then don’t waste time or money trying anywhere else.
I cannot say enough positive things about this place. I came in as a first-timer to a residential facility and brought along with me a multitude of mental health struggles and addictions that had had a handle on my life for a long time.
• The staff is beyond amazing and genuinely invested in the wellbeing of the clients.
• My therapist was by far the best I have ever seen and so easy to talk to; I left with a better understanding of myself than I’ve had in my entire life.
• My case manager was insanely kind and went above and beyond for me.
I hit a rough patch heading into the holidays and relapsed, so I went back to Virtue for help. I had gone to the facility in Vegas a while back, but for insurance reasons I had to go to Killeen. Yes! Virtue is that good of a facility it’s worth traveling to, Killeen provided transportation to and from Austin airport. Really the only thing different between the two facilities was the location. Killeen is definitely a 5-star treatment center, very clean with beautiful room and comfortable beds. The staff was amazing from housekeeping to the director! Their program is great with a nice mix of classes and free time, with plenty of activities to do. The food is really good too, provided by in house executive chefs! Just another shoutout to the staff, very caring, genuine and loving what they do! I had forgotten a couple of things when I had packed, and a staff member went personally to the store and picked up what I needed. You cannot go wrong by picking Virtue for your treatment! oh… also ask about “Tyrone Bingo” it’s a wonderful night of entertainment!! Big hearted thank you to all the staff, you’re all a blessing!! followed with the “Serenity Prayer.”
Virtue is a special place. As soon as you arrive you are accepted as if you are family. The staff is beyond amazing. They are the definition of ride or die. They will go to the ends of the earth to make sure you have everything you need to be successful on your road to recovery. If you want a better life call them now, check in, and wait it out, because patience is a Virtue!!!!!!!
Virtue Recovery Center operates a network of facilities across the country, offering comprehensive addiction and mental health care for you or your loved one in a supportive and healing environment.
13951 W Meeker Blvd, Sun City West, AZ 85375
9230 Corbett St, Las Vegas, NV 89149
8225 W Robindale Rd, Las Vegas, NV 89113
5200 S W S Young Dr, Killeen, TX 76542
9714 S Gessner Rd, Houston, TX 77071
111 S Hearthstone Way, Chandler, AZ 85226
13951 W Meeker Blvd, Sun City West, AZ 85375
Find out your health insurance coverage levels for substance abuse rehabilitation programs. We are in-network with most health insurance providers and may accept your insurance plan too.
With multiple treatment facilities in different states, Virtue Recovery Center has rescued people from substance abuse and restored families for years. The Joint Commission accredits all of our inpatient/outpatient centers. In addition, we are a member of the National Association of Addiction Treatment Providers (NAATP) and are HIPAA compliant while maintaining transparency and adherence to applicable laws and regulations.
Below you’ll find links to all of our treatment facilities:
If you have a health insurance plan with one of the providers listed below, you can read our guide to find out if your coverage includes drug and alcohol rehabilitation programs.
“The Mental Health Parity and Addiction Equity Act (MHPAEA).” Centers for Medicare & Medicaid Services, www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/mhpaea_factsheet. Accessed 17 Apr. 2023.
“Affordable Care Act.” HealthCare.gov, www.healthcare.gov/glossary/affordable-care-act. Accessed 17 Apr. 2023.
Tracy, Natasha. “Residential Mental Health Treatment Centers: Types and Costs.” HealthyPlace, 23 Oct. 2019, www.healthyplace.com/other-info/mental-illness-overview/residential-mental-health-treatment-centers-types-and-costs.
“GROUP BENEFITS HOSPITAL INDEMNITY INSURANCE: MENTAL/NERVOUS AND SUBSTANCE USE DISORDER ENHANCED BENEFITS PLAN.” The Hartford, 2020, s0.hfdstatic.com/sites/the_hartford/files/voluntary-indemnity-mental-nervous-substance.pdf.
U.S. Department of Health and Human Services. “Mental Illness.” National Institute of Mental Health (NIMH), Mar. 2023, www.nimh.nih.gov/health/statistics/mental-illnessc
U.S. Department of Health & Human Services. “Mental Health.” Centers for Disease Control and Prevention (CDC), 25 Jan. 2023, www.cdc.gov/nchs/fastats/mental-health.htm.
“Mental Health by the Numbers.” NAMI: National Alliance on Mental Illness, June 2022, www.nami.org/mhstats.
U.S. Department of Health & Human Services. “Health Workforce Shortage Areas.” Health Resources & Services Administration, 16 Apr. 2023, data.hrsa.gov/topics/health-workforce/shortage-areas.
“A Blueprint for Protecting Physical Health in People With Mental Illness.” The Lancet Psychiatry, 16 July 2019, www.thelancet.com/commissions/physical-health-in-mental-illness.s“Key Substance Use and Mental Health Indicators in the United States: Results From the 2020 National Survey on Drug Use and Health.” Substance Abuse and Mental Health Services Administration, 2021, www.samhsa.gov/data/sites/default/files/reports/rpt35325/NSDUHFFRPDFWHTMLFiles2020/2020NSDUHFFR1PDFW102121.pdf.
The National Alliance for Caregiving (NAC). “ON PINS and NEEDLESCaregivers of Adults With Mental Illness.” Caregiving.org, 2016, www.caregiving.org/wp-content/uploads/2020/05/NAC_Mental_Illness_Study_2016_FINAL_WEB.pdf.
Chisholm, Dan, et al. “Scaling-up Treatment of Depression and Anxiety: A Global Return on Investment Analysis.” The Lancet Psychiatry, vol. 3, no. 5, Elsevier BV, May 2016, pp. 415–24. https://doi.org/10.1016/s2215-0366(16)30024-4.
U.S. Department of Health & Human Services. “Major Depression.” National Institute of Mental Health (NIMH), www.nimh.nih.gov/health/statistics/major-depression. Accessed 17 Apr. 2023.
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